Mark J. Warshawsky is a Senior Research Fellow at the Mercatus Center of George Mason University. His research interests include employer-sponsored pension and retirement programs, social security, financial planning, health and long-term care financing, corporate and public finance, and macroeconomics. He has testified before Congress, and was recently a visiting scholar at MIT Golub Center for Finance and Policy. Warshawsky is president of ReLIAS LLC, a design firm for customized retirement income strategies. He is a co-author of the Fundamentals of Private Pensions, Ninth Edition (Oxford University Press, 2010) and author of Retirement Income: Risks and Strategies (MIT Press, 2012). From 2006 to 2013 he was director of retirement research at Towers Watson, a global human capital consulting firm. Warshawsky is the author of over 150 published articles and four books. He was a member of the Social Security Advisory Board from 2006 through 2012 and was vice chairman of the federal Commission on Long-Term Care in 2013. From 2004 to 2006, Warshawsky served as assistant secretary for economic policy at the US Department of the Treasury, playing a key role in the development of the Pension Protection Act of 2006. He is the inventor of the life care annuity, a product integrating the immediate life annuity and long-term care insurance benefits. He has held senior-level positions at the Federal Reserve Board, the IRS, and TIAA-CREF. Warshawsky received a PhD in economics from Harvard University and a BA with highest distinction from Northwestern University.